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Insurance

One of the crucial parts of planning your trip abroad is obtaining a travel insurance policy with the correct level of cover for your chosen trip. Different trip types and destinations will require different levels of travel insurance cover, and it is critical that you make sure that your policy will cover you for all eventualities on your chosen trip. Many travellers find it quite tempting to choose the cheapest insurance policy they can find; however, this can be risky, as cheap-and-cheerful policies generally do not have sufficient cover in areas such as medical expenses, personal liability and cancellation cover, which could leave you having to foot the bill if anything were to happen during your trip overseas.

We advise all our travellers to do some research into what level of cover they will require for their chosen trip and, through our chosen travel insurance partners at STA Travel, our dedicated agents will help you find the best policy for your budget. It is vital that you are clear about your travel plans and any medical/health issues when discussing travel insurance options with our agents, as some insurance policies may not cover you for specific activities such as extreme sports or paid work, so policy extensions may be required.

It is also advised that you discuss your chosen destination countries with your travel insurance agent. The Foreign & Commonwealth Office website will outline any in-country issues that may influence your travels to a specific region of a country, and may advise you not to travel to a country altogether, which may influence the level of insurance cover for any travels to specific countries; please be aware of this when choosing your insurance policy.

It is important that, once you have taken out the right insurance policy, you print off a copy and keep your insurance policy documents and any relevant contact details with you throughout your trip. In case anything does happen during your time overseas and you need to make use of your travel insurance, you will then have all the required documentation to hand.

UK citizens travelling in Europe  
If you decide to travel to destination in Europe, you have to make sure to get a European Health Insurance Card (EHIC) before you travel. This card is free to all UK citizens and can be applied for before you travel. It entitles holders to receive the same level of free healthcare as they receive from the NHS whilst travelling in European countries. It takes around 2 weeks for EHIC card applications to be processed and for the card to be delivered so make sure you arrange this in good time before your planned travel date. You will still need to apply to travel insurance as well as obtain a EHIC card, as the the EHIC card does not cover all aspects of your travels. You will almost certainly need an EHIC card to take out a travel insurance policy for travels in Europe.

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Testimonials
  • ''The children, the people, the volunteers, and the whole atmosphere in general, made this experience one I’ll never forget.''
    Magalee Nahas , Teaching, Ghana
     
  • ''The experience was greatly valuable to me professionally as I gained practical writing experience that I can take home and add to my portfolio and, considering how competitive media jobs are in my city, this is invaluable.''
    Sarah Kendell , Media & Journalism, Ghana
     
  • "Working on the front line on some really exciting news stories and has boosted my confidence that being a journalist is what I want to be. Amazing very relevant experience and just what I needed. Thanks to all the Changing Worlds team for making this possible for me."
    Thomas Coats , Media & Journalism, Ghana
     
  • Amazing people and amazing memories! I got a real taste for this beautiful country on the Ghana Experience.
    Gemma Hutchinson , Adventure, Ghana
     
  • There was never a dull moment on this action packed adventure. I had so much fun with the other people on the trip, I can't wait to go back to Ghana.
    James Reyland , Adventure, Ghana
     
  • I cannot believe how much we packed into only 3 weeks. Volunteering was amazing, and is was great to see the range of things that Ghana has to offer.
    Rosie Midhurst , Adventure, Ghana
     
  • ''I used this opportunity to gain work experience, and getting a new perspective of a health care service in a Third World country made me realise how much we take for granted in the UK.''
    Magalee Nahas , Medical & Health, Ghana
     
  • ''It was great fun working alongside the locals and we shared lots of laughs and stories. It also felt great to know we were leaving something behind that the community really needed.''
    Andy Hoyle , Building & Construction, Ghana
     
  • ''Ghana is a fantastic country and the people are so welcoming and warm, especially the Ghanaian staff. What makes the placement is being part of a team who all have the same viewpoint to help others.''
    Lisa Paige , Building & Construction, Ghana
     
  • “Great people, great experience and there is some great sport to be played in Ghana. Something I'll never forget.”
    Matt Pheasant , Sports, Ghana
     
  • “I have had a fantastic time out in Ghana and what they are trying to acheive out there is truly incredible. I hope to able to do something like this again.”
    Dale Bradley , Sports, Ghana
     
  • “It was fascinating to associate and live with a number of different cultures. The experience of helping other who lived an extensively sheltered and innocent life was invaluable.”
    David Holmes , Sports, India
     
  • "The most amazing experience i've ever had. From the coaching to the social side, the staff and people were amazing both within the organisation and also within the schools."
    Charlotte Williams , Sports, South Africa
     
  • "A demanding, thrilling, incredible insight into this beautiful and stunning country and to top it off: an entirely rewarding project that makes you appreciate everything."
    Ross Green , Sports, South Africa
     
  • "This was the best way to spend my gap year! Sun, sea, sand and sport all whilst coaching amazing kids. This was one of the best experiences I have ever had and I would jump at the chance to do it again."
    Rosie Wells , Sports, St Lucia
     
  • "My overall experience was fantastic, I enjoyed all aspects of this trip and there is never a dull moment in St Lucia! "
    Sam Evans , Sports, St Lucia
     
  • "This experience was unforgettable, I have met people that I will stay friends with for many years to come and completely fell in love with Argentina!"
    Jamie Henderson , Languages, Argentina
     
  • "I was so surprised how quickly I picked up the language! The school was great and really supportive throughout the learning process and it was amazing to practice what I had learnt in real life situations."
    Melissa Cutler , Languages, Argentina
     
  • Not only did I have tons of fun I've also gained a qualification that means I can continue my travels around the world whilst getting paid to teach English!
    Helen Turner , Teaching, Argentina
     
  • This was probably the most worthwhile experience I have ever had. The organisation and staff at the school were amazing and really supported me throughout the whole process. I wish I could go back!
    Tom Mitchell , Teaching, Argentina
     

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